It’s extremely simple in theory — but could require a lifetime of experience to answer: What is enough? We are all for saving money — like, a lot of money. A few episodes back we talked about saving over 40% of gross income, in fact. But that doesn’t mean we’re frugal. In fact, financial advice…
Beyond Finances Podcast #30: Are You Sabotaging Your Shot at Financial Success?
The most common thing that stops people from achieving their highest financial potential? Themselves. In this episode of Beyond Finances, we consider whether the roadblocks and challenges you’re facing might actually be all in your head. “Learned helplessness” is a phenomenon that can stop you from making the progress you’re capable of, and it happens…
Beyond Finances Podcast #29: How to Enjoy Life Today and Still Plan Responsibly for Tomorrow
In this replay of our very first podcast episode, we revisit what it means to be able to enjoy your money today — while still taking the necessary steps to build your wealth and plan responsibly for the future. This is our last episode of 2019, and before we jump into a brand-new year, we…
Beyond Finances Podcast #28: How to Make 2020 a Financial Success
Now is the time to take the necessary actions if you want to make 2020 a great year for your personal finances. In this episode, we share 6 major considerations you can use to help guide your year-end financial planning — along with a few suggestions for what to focus on in 2020 to make…
Beyond Finances Podcast #27: Renting vs Buying a House: Use This Framework to Figure Out the Right Answer
You’ve heard renting is throwing money away and a house is always a good investment. But is it true? The answer is it depends — and today, we’re giving you what you need to get to a solid recommendation on what’s best for your personal situation. The “renting vs buying a house” debate is one…
Beyond Finances Podcast #26: Use Your HSA the Right Way — A Quick Guide on the Best HSA Strategy to Grow Wealth
There may be nothing as exciting as maxing out a health savings account and racking up all the tax-free dollars. Here’s what you need to do to best leverage your HSA to grow wealth. Our health savings accounts are among our favorite tools we use for growing wealth. Unfortunately, most people have no idea how…
Beyond Finances Podcast #25: The 3-Part System We Use to Save 40 Percent (or More) of Our Income
Your savings rate is one of the most important metrics you can track as you manage and measure your progress toward financial success. Here’s how to increase yours. Do you know how much money you save right now? When we say “savings rate,” it means the percentage of your gross income that you put toward…
Beyond Finances Podcast #24: Managing Competing Priorities and Financial Goals with Our 4-Step Process
We all know the dangers of lifestyle creep. But what about priority creep? Here’s how to manage multiple competing priorities and financial goals so you can achieve and enjoy what you really want. Most of us have much more than just one thing we want to do, have, enjoy, or accomplish. But we all have…
Beyond Finances Podcast #23: 3 Ideas to Save More and Spend Less Without Feeling Deprived
Don’t spend less. Just spend smarter. These tips will give you easy-to-implement ways to create wiggle room in your budget so you can enjoy more choice over how you use your money. Conversations on budgeting and saving money don’t have to translate to “here’s what you have to give up.” We want to enjoy life…
Beyond Finances Podcast #22: 5 Pieces of Financial Advice for 30-Somethings
How to live below your means without feeling deprived, the importance of consistency, why percentages matter more than dollar amounts, and why you don’t have to spend less — but you sure as heck should spend BETTER. Life can get complicated when you hit 30. You might be in the middle of countless transitions, like…