How to live below your means without feeling deprived, the importance of consistency, why percentages matter more than dollar amounts, and why you don’t have to spend less — but you sure as heck should spend BETTER. Life can get complicated when you hit 30. You might be in the middle of countless transitions, like…
How to Leverage an HSA Account to Grow Your Wealth: A Real-Life Example
Have you considered a high deductible health plan, or HDHP, as an option for your health insurance? It might be worth switching to one so you can use an HSA account. An HSA account is a health savings account — meaning, it’s a place that allows you to save and even invest money specifically for…
Beyond Finances Podcast #21: Is This the Next Recession?
Find out exactly what to do in the face of a downturn, learn why market timing is a loser’s game, and pick up our tips on how to recession-proof your life. There has been a lot of talk and media coverage around the question of, “is this the next recession?” There’s a lot of implication…
Trying to Chase the Best Interest Rates? Here’s Why That Might Backfire
A few years ago, countless headlines (and a whole lot of real estate agents) were crowing about how you HAD to BUY NOW because interest rates were DEFINITELY going to rise. Better get in now now now before it’s too late! Turns out, it wasn’t too late. Interest rates today, in the summer of 2019,…
Beyond Finances Podcast #20: How to Get a Great Deal on a New Car
This one simple trick can save you thousands of dollars (and a whole lot of time and heartache). After 12 years, 130,000 miles, and many seasons sitting out on the streets of Boston being pelted by salt trucks and/or really bad parallel parking jobs, it was time to trade in our old Mazda and upgrade….
How to Become Rich: The Actions (and 3 Unexpected Habits) to Get There
You might think that learing how to become rich isn’t something something you can learn at all. It’s luck, or it’s just for people who have specialized knowledge that most other people simply can’t access. That isn’t quite true, though. You don’t have to be born into money to become wealthy, and you don’t have…
Beyond Finances Podcast #19: 3 Paths to Become a Self Made Millionaire
You don’t have to be born into money to have money now. Today, we lay out a few different paths to explore if you want to become a self-made millionaire. We’ll tell you which we’re on, talk about the benefits or downsides of each, and provide some insight on how you can make more money…
3 Phases of Financial Planning for Young Professionals
There was a time, not too long ago, that serious financial planning for young professionals was something almost impossible to find. Experienced financial experts gave advice and created financial plans for people, sure — but they only served older people on the brink of retirement, who were already wealthy. I’ve always thought this was a…
Beyond Finances Podcast #18: How to Deal with YOUR Student Debt (Part 2)
In Part II of our series on student loans, we’re looking beyond the topic of general student loan forgiveness… and exploring what to do to better manage the burden of the student debt you have to carry. In Part I of this quick series on student debt, we talked about the potential for total student…
Timing the Market Doesn’t Work, So Here’s What to Do Instead
Over the last decade, we’ve enjoyed one of the longest bull markets we’ve ever seen. In the last few years, the stock market has set record after record, climbing higher and higher. And in those last few years, there have been people at every turn claiming that the next big crash is inevitable. Yet the…