When you can gain control over your cash flow and aggressively pay down loans and balances, you know it’s only a matter of time before you pay everything off and reach debt freedom. That’s an exciting proposition if you’re already on this path and have spent some time chipping away at student loans, credit card…
Beyond Finances Podcast #23: 3 Ideas to Save More and Spend Less Without Feeling Deprived
Don’t spend less. Just spend smarter. These tips will give you easy-to-implement ways to create wiggle room in your budget so you can enjoy more choice over how you use your money. Conversations on budgeting and saving money don’t have to translate to “here’s what you have to give up.” We want to enjoy life…
The 4 Fundamental Rules of Personal Finance
How do you feel when you hear the word “money?” Does thinking about finance make you feel positive or negative? Eager or worried? Motivated or overwhelmed? Personal finance feels complicated because it’s never just about the numbers. Personal finance is personal, and it’s also highly emotional. It’s easy to feel overwhelmed and confused by what…
Beyond Finances Podcast #22: 5 Pieces of Financial Advice for 30-Somethings
How to live below your means without feeling deprived, the importance of consistency, why percentages matter more than dollar amounts, and why you don’t have to spend less — but you sure as heck should spend BETTER. Life can get complicated when you hit 30. You might be in the middle of countless transitions, like…
How to Leverage an HSA Account to Grow Your Wealth: A Real-Life Example
Have you considered a high deductible health plan, or HDHP, as an option for your health insurance? It might be worth switching to one so you can use an HSA account. An HSA account is a health savings account — meaning, it’s a place that allows you to save and even invest money specifically for…
Beyond Finances Podcast #21: Is This the Next Recession?
Find out exactly what to do in the face of a downturn, learn why market timing is a loser’s game, and pick up our tips on how to recession-proof your life. There has been a lot of talk and media coverage around the question of, “is this the next recession?” There’s a lot of implication…
Trying to Chase the Best Interest Rates? Here’s Why That Might Backfire
A few years ago, countless headlines (and a whole lot of real estate agents) were crowing about how you HAD to BUY NOW because interest rates were DEFINITELY going to rise. Better get in now now now before it’s too late! Turns out, it wasn’t too late. Interest rates today, in the summer of 2019,…
Beyond Finances Podcast #20: How to Get a Great Deal on a New Car
This one simple trick can save you thousands of dollars (and a whole lot of time and heartache). After 12 years, 130,000 miles, and many seasons sitting out on the streets of Boston being pelted by salt trucks and/or really bad parallel parking jobs, it was time to trade in our old Mazda and upgrade….
How to Become Rich: The Actions (and 3 Unexpected Habits) to Get There
You might think that learing how to become rich isn’t something something you can learn at all. It’s luck, or it’s just for people who have specialized knowledge that most other people simply can’t access. That isn’t quite true, though. You don’t have to be born into money to become wealthy, and you don’t have…
Beyond Finances Podcast #19: 3 Paths to Become a Self Made Millionaire
You don’t have to be born into money to have money now. Today, we lay out a few different paths to explore if you want to become a self-made millionaire. We’ll tell you which we’re on, talk about the benefits or downsides of each, and provide some insight on how you can make more money…