Distraction is everywhere on the long road to what you really want. There are countless reasons why people lose focus and put their attention on things that aren’t relevant to their financial goals and dreams. It’s easier to buy something today rather than save for a year (or more!) to buy something later. This applies to…
Don’t Have Specific Financial Goals? That’s Okay If You Have One of These Instead
It’s hard to plot out every goal you want to accomplish in your long life — especially if you’re in your 20s, 30s, or 40s right now. You have decades of life to live ahead of you, and these are the prime decades to experience some major life milestones and changes. Trying to understand exactly…
Binary Decisions Are for Computers, Not for Humans
We often act like we live in a binary world, where we have only two choices: 0 or 1. These binary decisions work for computers, but not for humans. Luckily for us, there’s a better way. The more I speak with people about their finances, the more I realize how interesting humans really are. We…
Life After Debt: When You Stop Paying Down Balances and Start Building Wealth
When you can gain control over your cash flow and start aggressively paying down loans, you know it’s only a matter of time before you’ll reach debt freedom. It’s thrilling to know that once your debt is gone, you can put all that money toward building wealth rather than just repaying what you owe. You’re…
Why Investment Returns Don’t Matter (If You’re Not Saving)
People often talk about great investments they’ve made or the incredible investment return they’ve received. Making good investment decisions is an important part of growing your wealth over time. By intelligently putting your money at risk, you have the opportunity to outpace inflation and increase your wealth. It takes some of the emphasis off of…
Is There a Good Reason Not to Fund Your 401(k)?
A few weeks ago I wrote an article for Money Magazine online and it was read by hundreds of thousands of people that week. I’m very proud to have written the article, and I want to take a look at why this topic is so intriguing. I was told by the editor that it was…
Declutter Your Life
“Out of clutter, find simplicity.” ― Albert Einstein. You know that feeling you get when you finally clean out the attic, garage or basement… that sense of satisfaction that you can’t help but enjoy for the next few hours? Where does that come from? We revel in this feeling of accomplishment because it’s one more thing we…
Flexibility and Results – The Hidden Connection
“Notice that the stiffest tree is easily cracked while the bamboo survives by bending with the wind” – Bruce Lee Everywhere you turn there is a “right” way to do something. Whether it’s the right way to eat healthy, save money, exercise or raise your kids, all the experts somehow claim to know what’s best for you…
Personal finance is like massage therapy
If that title doesn’t blow your mind, nothing will. But it’s true… After 4 days of golfing in Myrtle Beach, my body desperately needed to be straightened out… and Stacey Lubas, owner of Well Kneaded Therapeutic Massage was just the person to do that. As I lay on the massage table I started to realize…