Most of my clients are in their 30s and 40s, and many of them are either starting families or adding to them. Many of these soon-to-be parents ask me, “how…
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What You Need to Save Before Having a Baby Might Be the Wrong Question
A Trust Fund for Kids: Does Your Family Need One?
For most people, the phrase “trust fund baby” does not come with positive associations. It’s a description that conjures images of spoiled children that may grow up to be dilettantes…
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How to Build a Bulletproof Balance Sheet
Too often, we equate being conservative or risk-averse with missing opportunities, or missing chances to grow wealth. While there is such a thing as being too hesitant or too cautious,…
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Looking for Your 2021 Financial Goal? Try This One
This essay was written by BYH’s creative director, Kali Roberge. It was published on Business Insider, and we’ve republished a version of it here. If you’re looking for insight into…
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Is Your Financial Plan Missing This X Factor?
We originally wrote this this piece for Kiplinger, where it was first published. We’ve provided an updated version for the BYH blog here. There is no shortage of great content…
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Managing Money as a Couple: Tips and Tricks to Get It Right
If you ask 10 different couples how they manage their money, you’ll probably get 10 different answers… including something along the lines of “We don’t. Budget? What budget?” Let me…
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The Surprising Skill You Need If You Want to Maximize Your Money
The other day, my wife, Kali, mentioned she wanted to thank me for something. We recently bought a home we both love in upstate New York. It sits on a…
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The Unusual Financial Planning Process to Buy a Vacation Home
My wife and I rarely do anything in what could be described as “the usual way.” We think outside the box and generally choose to forge our own path instead…
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Some Favorite Books for Personal Finance and Personal Development
Reading personal finance blogs and listening to podcasts is great (here’s one you might want to try if you haven’t already), but sometimes there’s no substitution for the deeper dive…
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