Here’s what you need to know to determine how much cash you actually need on hand — and what to do with extra funds if you have them. Most people think you can’t have too much cash on hand or in the bank. Cash is king, right? Cash is safe! The reality is holding too…
Spend Better: 5 Ways to Be Smarter About How You Use Your Money
The majority of personal finance advice can be boiled down to some simple rules. The biggest two? Spend less. Save more. This is good advice, and certainly part of the fundamentals to master if you want to be financially successful. But putting all of the focus on spending less and saving more means we’re telling…
How to Do an Investment Advisor Search: 7 Ways to Find the Right Advisor
Recently, I spoke at an event about “how to be good with money.” It was a fun conversation and the audience was really engaged and eager to learn. After the event, one attendee approached me to ask a question. She wanted to know how to do her own investment advisor search, because she couldn’t find…
Improve Your Finances: 5 Exercises to Use to Build Better Money Habits
Wouldn’t it be nice to finally be someone that other people look at and say, “wow, you really are great with money. I’m impressed!”? Do you constantly find yourself wishing you had better money habits, but you just can’t seem to change your day-to-day actions? Here’s the good news: you can absolutely transform your current…
Get 30 to 40 Percent Of Income Saved with This 3-Step Process
We originally wrote this piece to compliment our Beyond Finances podcast episode on The 3-Part System We Use to Save 40 Percent (or More) of Our Income, and published it on Forbes. We’re republishing a slightly different version of it here, too, if you’d like to pair it with episode 25 of the show. Do…
The 4 Fundamental Rules of Personal Finance
How do you feel when you hear the word “money?” Does thinking about finance make you feel positive or negative? Eager or worried? Motivated or overwhelmed? Personal finance feels complicated because it’s never just about the numbers. Personal finance is personal, and it’s also highly emotional. It’s easy to feel overwhelmed and confused by what…
Upcoming IPO? Take These 3 Financial Planning Steps Now
An upcoming IPO at your company presents you with a huge opportunity to make a massive leap of forward progress in growing your wealth. With the potential for hundreds of thousands of dollars — or even millions of dollars — on the table for you, it’s not an exaggeration to say this is a high-pressure…
Money Is a Tool, So Stop Treating It as the Goal
“I want more money.” “I need to save more money.” “I wish I had more money.” I hear these phrases all the time — and I’m guilty of saying them myself, too. While it’s natural to think this way about finances, doing so only creates more stress around money. Why? What’s wrong with “more money?”…
Beyond Finances Podcast #008: How to Travel More Without Busting Your Budget
Kali’s favorite thing to do is travel. Eric’s favorite thing to do is save money. This is how we manage to do a lot of both. It seems like there’s one thing every single 20-, 30-, and 40-something has in common these days: we all want to TRAVEL. We want to see the world, experience new things, try new foods, and of course,…
5 Ways to Take Advantage of Living in Boston (or Other Big Cities) Without Going Broke
Let’s face it: living in Boston comes at a price. While I love this city and am happy to both live here and base my business out of my downtown office (even though I can meet with clients around the country via virtual video calls), there’s no avoiding the fact that Boston is one pricey…