Financial freedom is the biggest goal I have right now — both personally and professionally. What I mean by that is it’s my goal to help as many of my clients as possible build and grow wealth to the point where they can enjoy financial independence. It’s also my own personal goal for my financial…
5 Ways We Save Money Living in Boston
When it comes to finances and building wealth as a financial planner in Boston, I live by a few important mantras. The most important one to me — and the one that helps guide my clients — is to use money as a tool to live a life I love today… while still planning responsibly…
Here’s How Much I’m Spending on a Wedding — and Why
As someone who works with professionals in their 20s, 30s, and 40s, the topic of weddings comes up relatively often in client meetings (and even in casual conversation, as friends and acquaintances want my take on the financial side of wedding planning). While I’ve helped many people set up savings goals and responsibly spend on…
How Do You Guarantee Investment Growth?
Let’s say your cash flow is set and you have extra money at the end of the month. Now you need to establish a plan to grow that money. You also need to keep in mind the reason (or reasons) why you want more money in the first place. This is the essence of goals-based…
Binary Decisions Are for Computers, Not for Humans
We often act like we live in a binary world, where we have only two choices: 0 or 1. These binary decisions work for computers, but not for humans. Luckily for us, there’s a better way. The more I speak with people about their finances, the more I realize how interesting humans really are. We…
The Unexpected Benefits of Talking About Money
Major life events like buying a home, getting married, having a child, starting a business, and investing for the future make the benefits of talking about money with an expert crystal clear. You can actually touch the life or disability insurance policy that you put in place to protect your family against the unexpected. You…
How Your Health Savings Account Can Supercharge Your Financial Success
I recently attended an event hosted by Fidelity in Washington DC. During the event, I spoke with a gentleman who helped write the regulations for several tax advantaged investment accounts back in the late 1990s and early 2000s. He confirmed a suspicion that I have had for a while when he revealed a little-known secret about…
Here’s How to Stop Fighting About Money with Your Spouse
Do you ever find that your conversations with your spouse or significant other get derailed when the topic of money comes up? If you said yes, you’re not alone. This is a challenging area for most couples, and there is a solution. One of my clients, Ryan, recently shared this story with me. He said…
Top 10 Reasons Not To Use Your Parents’ Financial Planner
As we approach the holidays, I thought it would be fun to “make a list and check it twice.” This list really has nothing to do with the holidays or Santa. In fact, it’s a Top 10 list inspired by a conversation I had with my friend Katie Finch (Thanks Katie!). Here are the Top…
The Illusion of Someday
Many people live their lives like there are 8 days in a week: Sunday, Monday, Tuesday, Wednesday, Thursday, Friday, Saturday and Someday. How many of us say “Oh I need to do that, but I’ll do it some other day. I’m definitely going to do it, but just not right now.”? I’m guilty of it…