BYH Financial Planning Process
For high-achieving professionals
in Boston & beyond
You make good money. But do you have an
intentional strategy that lets you enjoy your money
now while still building your balance sheet?
Who We Help
Turn your high income
into lasting wealth
Earning a big salary with bonuses or equity compensation provides an
incredible opportunity – but one that can go to waste if you don't
have an intentional framework that puts every dollar to work.
Our collaborative, flexible, and strategic financial planning process is
designed to let you enjoy more of what you want now, while still
planning responsibly for tomorrow.
We work best with people juggling demanding careers with young
families who want to:
Ensure the money you saved is invested wisely according to a rules-based, risk-adjusted system so your assets can grow
Establish the financial clarity and structure you’ve been lacking with forecasting and planning tools that provide a straightforward path ahead
Accomplish bigger financial goals and save time by outsourcing to an expert guide who serves as your trusted sounding board
Optimize every dollar with a tax-efficient, comprehensive plan that provides clear action items, all based on your goals and needs
Smarter money management
Grow wealth, live well
We help you as you navigate your career and establish wealth, experience major life transitions, and grow your family. We work with:
- Couples in their 30s and 40s with $500,000+ of household income seeking clarity and structure as financial responsiblities and opportunities grow more complex
- Tech employees with complex compensation structures, with income from wages, bonuses, commissions, and equity compensation
- Good savers with cash balances that want to invest wisely and grow wealth
- Busy families who value being proactive and having a plan
Wealth management and
financial advice, catered to you
We’ll collaborate with you to fill the gaps in your plan, minimize
errors, and optimize your path to what you want.
Go on offense & get proactive
- Set up a system for spending and saving so you can enjoy more of what you want in life now, without jeopardizing your future financial security
- Understand the true costs and benefits of your choices over time — like when you're looking at a career change, starting a business, beginning a family, buying a home, or working toward financial freedom
- Plan for opportunities and mitigate risks along the way, all while keeping your goals and values top of mind
Invest strategically & grow wealth
- Properly manage risk, asset allocation, and portfolio diversification to reach your goals
- Build tax-efficient strategies and plan appropriately around taxable events that could be triggered by equity compensation grants or sales
- Get the education you need to feel confident about your investment strategy, by understanding where every dollar is best allocated
Manage complexity
- Prioritize your goals after discussing what’s most important, and create clarity around the next steps to reach these goals
- Evaluate certain tax ramifications to determine the best course of action that could significantly reduce your tax bill
- Have an unbiased conversation about your insurance requirements so you can get what you need - and drop what you don't
Mindful wealth management
Establish the right plan to reach
your ideal outcome
The sky is the limit when you learn how to use your money as a tool that strikes a balance between enjoying life now while growing wealth for a financially secure future.